UPI and digital transaction methods have made our lives easier. Just like sending SMS or using instant messaging apps, users can transfer money to any bank account within seconds. Digital payments and online banking are easier, faster and even secure. But on the other hand, this has also increased the rate of online fraud.
QR code scam
Over the past few years, cyber frauds have increased significantly through phishing links, SIM swaps, vishing calls and more. Scammers are finding new ways to trick people and commit fraud.
UPI Scam Alert
To steal your hard-earned money, cyber fraudsters send you a QR code and make you scan the code by luring you to win the lottery. As soon as you scan the code and enter your security PIN, some money is withdrawn from your bank account and thus you become a victim of fraud.
Ways to avoid QR code scams
Never share your UPI ID or bank account information with unknown people.
If you are selling something on OLX or other sites then if possible you should transact in cash.
Never scan the QR code if you are receiving any amount.
Even while sending money, always double-check the details shown by the QR code scanner.
Bank of India said that scanning of QR code is done only for making payment and to receive money, scan the QR code only.
Do not scan the QR code at all unless you know who sent it.
Always keep the screen locked on your mobile and do not share your UPI PIN with others.
Cyber crime complain helpline number | cyber crime online complain
QR code was started for the convenience of the people, but now many reports of fraud are coming to the fore. QR code has now become a means of fraud (QR code fraud). If you use PAYTM, Google Pay, Phone Pay or any other payment app, then you will know the importance of QR code very well. Be it a vegetable stall or shop, hotel or bus-auto fare, QR code is useful in all these.
Since the digital revolution in the country, the trend of UPI payment has increased a lot. People use the QR code of their UPI app for every small and big task. But is payment through QR code that safe?
The bank said that if cyber fraud happens to you, then file a complaint immediately on the Government of India portal – www.cybercrime.gov.in.
Apart from this, you should call the government’s cyber fraud helpline number 1930.